Daniel Aguilar/Getty Images(MANHATTAN, Kan.) — It might only take 15 minutes to save money on car insurance, as one commercial states, but people ought to spend more time than that selecting health insurance.
However, Kansas State University community health specialist Roberta Riportella says the sad truth is that people actually do only spend about 15 minutes picking a plan when open enrollment comes around at their place of work.
Riportella muses that Americans will expend a lot more energy picking out a new TV.
One trap that many people often fall into, according to Riportella, is just going with the same health insurance plan year after year without taking into consideration changes in network providers, cost-sharing and deductibles.
That’s why it’s important to sit down and read everything and have a worksheet handy to help you pick out the most cost-effective plan.
One rule of thumb: always know your average annual health care costs before plunging head-first into something that might result in needless expense.
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